If you are selling a small business, there is a good chance your buyer will walk in with an SBA loan. And if they do, there is something you need to understand: the bank is going to form its own opinion about what your business...
Two businesses. Same revenue. Same industry. One sells for $1 million. The other sells for $1.4 million. The difference has nothing to do with how hard the owners worked. It has everything to do with how buyers calculate value, and whether the owners understood that formula...
If you own an HVAC company, a plumbing business, an electrical contracting firm, or any other service-based trade business, you already know your industry is different. The work is physical. The relationships are local. The business often runs on your reputation, your license, and your...
If you have been following the news, you have heard a lot about tariffs over the past year. Trade policy shifted rapidly in 2025 and has continued to evolve in 2026, with new legal challenges, changing rules, and ongoing uncertainty about what comes next. For business...
If your business went up for sale today, would it actually attract a buyer? Not interest. Not conversations. A real offer. That answer depends on more than revenue or growth. It depends on how your business looks through a buyer’s lens. Sellable vs. Profitable: Why the Difference Matters A...
For many Baby Boomer business owners, the vision of a smooth, well-timed retirement is running into a difficult reality. While thousands of Boomers reach retirement age each day, a large percentage of businesses listed for sale never change hands. As more owners enter the market...
Many business owners assume that growing revenue is the primary way to increase their company’s value. In reality, revenue alone rarely tells the full story. In today’s M&A environment, a business with lower revenue but strong systems and limited owner dependency may be more attractive...
For most business owners, their company is their largest financial asset and the primary source of retirement funding. But being profitable today does not automatically mean your business is ready to be sold when you want to retire. As we move toward 2026, more owners...
For many business owners, their company is not just a source of income. It is their largest retirement asset. But owning a business and being able to sell it for enough to support your retirement are two very different things. As we move toward 2026,...
Timing the sale of your business is one of the most consequential financial decisions you will ever make. While market conditions such as interest rates and buyer demand influence outcomes, the “best” time to sell is usually the point where favorable market dynamics intersect with...
